Credit Cards – pay off interest rates

August 28, 2008

Closing credit cards with a balance left on them to pay them off?

Filed under: Personal Finance — Tags: Advice, Bad Credit, Credit Cards, Credit Score, New Years Resolution — admin @ 8:33 pm

Yahoo Answerer asked:


I want to make a new years resolution to pay off my credit cards, and I want to close them out to make sure I don’t get tempted to use them. Will that look bad on my credit score if I close them out, when they still have a balance? Also, do they carge extra for doing that? Thanks for ANY advice on this!

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