Jul

7

does anyone know of any loans for people with bad credit with no cosigners for college students?

Filed Under Financial Aid 

ibonner32 asked:


I am a college student with a high past due bill. I can’t go back until it’s paid. Just wondering if anyone knows of a program or loans for people with very bad credit.

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Comments

3 Responses to “does anyone know of any loans for people with bad credit with no cosigners for college students?”

  1. Caffeinated Content on July 8th, 2008 7:23 pm

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    Usually student loans are very lax on requirements. I have very bad credit and had no issues getting loans w/o a co-signer. Mine are through wachovia.

  2. Caffeinated Content for WordPress on July 9th, 2008 12:10 pm

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    Having bad credit just means that you can’t get a private loan. But private loans are bad anyways because they have high interest rates.

    The best type of loan for you to get is a federal government loan. Here’s what you need to do to get one:

    1) Fill out the FAFSA. This will determine if you are eligible for financial aid. Go here:

    2) Once you are eligible for aid, choose a government-based student loan. The best loan to get is a Federal Perkins Loan. These have low interest rates and the government will help you pay it back as long as you stay enrolled in school. You also don’t need a cosigner or good credit for it. For more info go here:

    3) The next best loan to get is a Subsidized Stafford Loan. This has many of the same benefits as a Perkins Loan. Learn more here:

    You can also try to get a grant or scholarship, which is free money that you won’t have to pay back. You can read about them here:

    And here are some good sites to check out:

    Good luck!

  3. Caffeinated Content on July 9th, 2008 6:28 pm

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