ebrewski0075 asked:
I recently check my credit card report and it says I have 8 open accounts. But I only have 2 credit cards in my wallet. How could this have happen and how do I close those other 6 accounts I dont use and better my score?
Maria
I recently check my credit card report and it says I have 8 open accounts. But I only have 2 credit cards in my wallet. How could this have happen and how do I close those other 6 accounts I dont use and better my score?
Maria
Richard
Look at the names of the companies on the report and call them. See what they are for, and if needed, get proof you opened them. This could be ID theft.
Comment by Antonio — August 27, 2010 @ 8:34 am
Kathy
You need to call the companies and cut the cards off call the non-emergency police and make a police report you can do this over the phone get the number and dispute the charges through the credit card company. Oh and one more thing you need to call 1800-fact-act you can even google this and put extra security for the next 90 days so no one can open anything in your name.
Comment by Erik — August 28, 2010 @ 4:43 pm
Sarah
What are the other accounts?
Are they car loans or mortgages?
You should look at your credit report and see if you ever had these accounts. If not, you should dispute the information as not being accurate.
Comment by Robert — August 31, 2010 @ 5:03 am
Florence
You could be a victim if ID theft. I had similar last year, some person opeend up accounts and also some loans for cars and houses. I got it all removed. It took like 4 months to do this. I would begin to have this stuff taken off immediately.
Comment by Dawn — September 1, 2010 @ 10:14 pm
Ruben
Probably you have some wrong items in your credit report. Use credit repair service to find and remove such bad stuff from your credit – buildcredit.ifastnet.com
Comment by Jamie — September 3, 2010 @ 9:25 pm