Credit « Credit Cards – pay off interest rates

June 21, 2010

How much money do you own on credit cards?

Filed under: Credit — Tags: Credit Cards, How Much Money — admin @ 4:15 am

Sonny_Crockett asked:

We all want more than we really need. How much do you owe on your credit cards and do you know at what % interest?

Peggy

Comments (6)

June 11, 2010

What do I do with unwanted credit cards?

Filed under: Credit — Tags: Cancel, Credit Card Accounts, Credit Cards, Credit Score, Mortgage — admin @ 4:16 pm

smooth480 asked:

Now that I’m lookin to purchase a house, I took out a loan witha great rate from my alumni credit union to pay off credit cards. So now that the loan is the only debt I have, should I close most of the credit card accounts? Or will this hurt my credit score when it comes time to get a mortgage? There are 4 cards in total should I just cancel one or two?

Harold

Comments (10)

June 4, 2010

What kind of interest rate can I expect with a 620 credit score, no derogs and only 2 credit cards?

Filed under: Credit — Tags: Bad Credit, Car Credit, Car Loan, Cards Credit, Collections, Credit Cards, Credit Score, Decent Job, Interest Rate, Stable Income — admin @ 7:48 am

iman_tx22 asked:

the credit cards have been open for about two years and i have nothing else bad on my credit score. i have a decent job and stable income.
I am looking to get a car loan. And my credit used to be bad because I had collections accounts. Thankfully those have been paid and deleted.

Allan

Comments (2)

May 31, 2010

How can I get my interest rates lowered on all my credit cards?

Filed under: Credit — Tags: Additions, Attachments, Collateral, Credit Cards, Credit Rating Score, Credit Score, Interest Rates, Mobile Home — admin @ 12:05 pm

cbp1946 asked:

I want to pay off my credit cards in order to raise my credit rating score. We own a nice mobile home with all new attachments, ( home is a 1971) additions are new, completely paid off. I can’t find a lender to give us a loan using our home as collateral.

Jeff

Comments (7)

May 29, 2010

What is the best place to look for good rate credit cards on line?

Filed under: Credit — Tags: Cards On Line, Interest Rate, Interest Rates, Low Interest Rate Credit Cards, Rate Credit Cards — admin @ 12:28 pm

sfss50 asked:

I am looking for a website to find low interest rate credit cards with fixed rates and no annual fees? Are their any suggestions as to where to look on the web for these companies?

Janet

Comments (1)

May 14, 2010

Can I pay off credit cards and ask for some interest to be knocked off?

Filed under: Credit — Tags: Credit Cards, Late Fees — admin @ 9:43 am

bootlegteen47 asked:

I am going to pay off 4 credit cards. I want to pay these off and close the accounts and will cut up the cards. When I call to do this, I want to ask if they can knock off some of the interest since I am paying them off. Also I have some late fees applied to them. Do you think they will do that? How should I ask? Thanks.

Janice

Comments (6)

May 7, 2010

What is the max number of credit cards can someone has?

Filed under: Credit — Tags: Credit Cards, Max Number — admin @ 3:26 am

half2005 asked:

Would it be find to have 5 credit cards and be in a good standing?

Lisa

Comments (3)

May 6, 2010

How should we go about paying off credit cards in default?

Filed under: Credit — admin @ 8:11 pm

Mom of Two asked:

We can pay off a big balance from one card or pay off a few credit cards with smaller balances. Does it matter since they are in default.

Rhonda

Comments (3)

April 22, 2010

If I apply for multiple credit cards for the rewards, will it hurt my credit score?

Filed under: Credit — Tags: Cancel, Close Account, Credit Cards, Credit Score, Gift Certificate, Initial Purchase, Rewards — admin @ 11:20 pm

she_and_syd asked:

I have applied for several different credit cards recently that offer various rewards. I use them to make one initial purchase, collect my reward (typically a gift certificate of some form) and then cancel the card and close the account.

I may do this a few times a month. How will this affect my credit score if at all? I currently have a credit score around 720.

Thanks!

Lynn

Comments (5)

Which secured credit cards have you had a good experioence with?

Filed under: Credit — Tags: Bad Stuff, Credit Cards, Secured Card, Secured Cards, Secured Credit Card — admin @ 2:31 pm

rad.danette asked:

I want to get a secured credit card but everytime I find one I like I hear lots of bad stuff about it. So are there ANY secured cards that have been a pleasant experience for you?

HORACE

Comments (2)

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