bootlegteen47 asked:


I am going to pay off 4 credit cards. I want to pay these off and close the accounts and will cut up the cards. When I call to do this, I want to ask if they can knock off some of the interest since I am paying them off. Also I have some late fees applied to them. Do you think they will do that? How should I ask? Thanks.

Janice

half2005 asked:


Would it be find to have 5 credit cards and be in a good standing?

Lisa

Mom of Two asked:


We can pay off a big balance from one card or pay off a few credit cards with smaller balances. Does it matter since they are in default.

Rhonda

she_and_syd asked:


I have applied for several different credit cards recently that offer various rewards. I use them to make one initial purchase, collect my reward (typically a gift certificate of some form) and then cancel the card and close the account.

I may do this a few times a month. How will this affect my credit score if at all? I currently have a credit score around 720.

Thanks!

Lynn

rad.danette asked:


I want to get a secured credit card but everytime I find one I like I hear lots of bad stuff about it. So are there ANY secured cards that have been a pleasant experience for you?

HORACE

Quinta asked:


I’m travelling to USA with no credit card, so I’ve been told about prepayed credit cards for guaranting reservations at hotels. But can these credit cards be used by Argentianian people in the US?

Lillie

Sarale asked:


I have over 10 thousands dollars in credit cards debts, with high APR. What is the best and most efficient way to condense them and pay lower APR and small monthly payments. I know about the transfer to different cards for 12 months of free APR but it takes 6 month of having the credit card, only than they’ll transfer your balance.

BLAINE

fa$hion_guru asked:


i am a very careful person and i know i wont do too much on credit cards but i building up my credit history is really hard..i applied to most cards that offer to no credit people like me…what can u suggest..im only 18
yea so applied for few cards but none of them wanted me..

FORREST

-doozer- asked:


I’m 27 and have always paid everything with cash. I have always been a strong believer in staying away from credit cards but would like to build my credit for the future. How can I achieve this?

BILLIE

Jaime asked:


These days you need a credit card to book a vacation, or to rent a car. As nice as debit cards are and I use one myself, its not always accepted by a business.
ooh okay thanks everyone

ABRAHAM