Jul
26
How to pay off my credit cards?
Filed Under Credit | 3 Comments
norcam343 asked:
I have 3 major credit cards and I’m in a rough situation right now were I can’t make payments on them. What can I do to stop the interest rates? And also I’m way over my credit limit now! What should I do?
Claudia
I have 3 major credit cards and I’m in a rough situation right now were I can’t make payments on them. What can I do to stop the interest rates? And also I’m way over my credit limit now! What should I do?
Claudia
Jul
18
Opened credit cards accounts and im under 18, What would happen if i dont pay for it?
Filed Under Credit | 9 Comments
m7an3na asked:
I opened 2 credit accounts and im under 18, i put a different age on the credit cards but still with my same social and name, and now im going crazy with all the high interest rates i basically owe $6,000 to my credit cards. What would happen if i dont pay for it?
Beatrice
I opened 2 credit accounts and im under 18, i put a different age on the credit cards but still with my same social and name, and now im going crazy with all the high interest rates i basically owe $6,000 to my credit cards. What would happen if i dont pay for it?
Beatrice
Jun
27
E asked:
I canceled all of my cards 4 years ago and paid them off. I would like to establish credit again.
Melvin
I canceled all of my cards 4 years ago and paid them off. I would like to establish credit again.
Melvin
Jun
22
Is there a difference between secured and unsecured credit cards ON YOUR CREDIT REPORT?
Filed Under Credit | 4 Comments
D B asked:
I know the difference between the two cards, but I want to know if there is a difference between the two on your credit report. For example, would it be more beneficial to have an unsecured card for your credit score? Or does it not make a difference which card you have?
Betty
I know the difference between the two cards, but I want to know if there is a difference between the two on your credit report. For example, would it be more beneficial to have an unsecured card for your credit score? Or does it not make a difference which card you have?
Betty
Jun
21
How can I improve my credit score? Should I cancel all of my credit cards?
Filed Under Credit | 4 Comments
co-worker asked:
I have three different major credit cards- all Mastercard and Visa. Two of them have a zero balance but are still open. One has over $2000 on it, which I have been paying off and I am in good standing. Is it better for my credit score to close my zero balance cards or to just lower my available credit?
Dean
I have three different major credit cards- all Mastercard and Visa. Two of them have a zero balance but are still open. One has over $2000 on it, which I have been paying off and I am in good standing. Is it better for my credit score to close my zero balance cards or to just lower my available credit?
Dean
Jun
21
How much money do you own on credit cards?
Filed Under Credit | 6 Comments
Sonny_Crockett asked:
We all want more than we really need. How much do you owe on your credit cards and do you know at what % interest?
Peggy
We all want more than we really need. How much do you owe on your credit cards and do you know at what % interest?
Peggy
Jun
11
What do I do with unwanted credit cards?
Filed Under Credit | 10 Comments
smooth480 asked:
Now that I’m lookin to purchase a house, I took out a loan witha great rate from my alumni credit union to pay off credit cards. So now that the loan is the only debt I have, should I close most of the credit card accounts? Or will this hurt my credit score when it comes time to get a mortgage? There are 4 cards in total should I just cancel one or two?
Harold
Now that I’m lookin to purchase a house, I took out a loan witha great rate from my alumni credit union to pay off credit cards. So now that the loan is the only debt I have, should I close most of the credit card accounts? Or will this hurt my credit score when it comes time to get a mortgage? There are 4 cards in total should I just cancel one or two?
Harold
Jun
4
What kind of interest rate can I expect with a 620 credit score, no derogs and only 2 credit cards?
Filed Under Credit | 2 Comments
iman_tx22 asked:
the credit cards have been open for about two years and i have nothing else bad on my credit score. i have a decent job and stable income.
I am looking to get a car loan. And my credit used to be bad because I had collections accounts. Thankfully those have been paid and deleted.
Allan
the credit cards have been open for about two years and i have nothing else bad on my credit score. i have a decent job and stable income.
I am looking to get a car loan. And my credit used to be bad because I had collections accounts. Thankfully those have been paid and deleted.
Allan
May
31
cbp1946 asked:
I want to pay off my credit cards in order to raise my credit rating score. We own a nice mobile home with all new attachments, ( home is a 1971) additions are new, completely paid off. I can’t find a lender to give us a loan using our home as collateral.
Jeff
I want to pay off my credit cards in order to raise my credit rating score. We own a nice mobile home with all new attachments, ( home is a 1971) additions are new, completely paid off. I can’t find a lender to give us a loan using our home as collateral.
Jeff
May
29
sfss50 asked:
I am looking for a website to find low interest rate credit cards with fixed rates and no annual fees? Are their any suggestions as to where to look on the web for these companies?
Janet
I am looking for a website to find low interest rate credit cards with fixed rates and no annual fees? Are their any suggestions as to where to look on the web for these companies?
Janet









