Korben T asked:


I have good credit history in the US and will be moving to Canada soon. Will I be able to get a credit card in Canada easily? I have a credit file in Canada but it’s not as good (I opened only one store credit card when I first lived there). Will I be able to use my US credit history to get a Canadian bank issued credit cards?

LAVERNE

xblaine asked:


I have 40,000 in Credit Card debt. I own my house outright. If I get a Home Equity Loan and move this credit from my cards to the HELOC will it improve my credit score or will it basically stay the same?

ERNIE

mjode4u2 asked:


Years ago there were several centralized credit watch agencies that could be contacted to update regarding theft of multiple cards and or death. I am updating some of my legal stuff and wanted to get this information gathered. Thanks

BASIL

jaime asked:


my wifes trying to build credit history, shes already an authorized user on two of my cards, but im trying to find a card thats not very hard to obtain. is there a difference in cards like say a gas card/store card/ bank card?

DAVID

rettilps asked:


Since there are so many cards with no annual fee, I don’t understand this. I know that some are for those with poor credit, but I’ve seen cards with average rewards and high annual fees that are rated for those with excellent credit only. What’s the benefit?
Jalen, I think you’re selling something. I’ve seen you give that answer to someone else. I have good credit and I know my score. I just want my question answered.

PRESTON

ChiKiigrl asked:


my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum… is it because I have more debt than capital? Is there a plan where I can consolidate all of my store credit cards into one low-interest card without having to go to an outside company for help?

RICKEY

aguy asked:


Hello,
I make around 40k per year, i currently have a visa card with $11,500 limit (i owe around $4,500 on this card), i just got a AMEX blue card the other day.

How many cards can i own before it starts to hurt my credit, i am not planning on maxing them out, i just wnat to slowly build the credit limit on each of them.

Thanks
i have an interest rate of 6% so i am not getting killed on interest, doesnt seem like anyone here knows too much about this topic

ROB

hplss.rmntc asked:


I am a recent college grad, I’ve had one credit card which I’ve been pretty good with for the past 3 years. I am thinking about getting an American Eagle credit card, but I’m not sure how/if it will affect my credit score.

Does having more credit cards improve your credit score? To what point (how many is too many)?

How will my credit score be affected if I have a credit card but rarely use it?

THURMAN

Caylie asked:


I am only 17. i turn 18 in february and I want to get credit as fast as I can so I can get an apt. anyone knows of credit cards that i can apply for?

THEODORE

Ryan H asked:


I have worked hard and now have spotless credit, and have paid off most of my credit card debt. However my existing credit cards have low limits and that is hurting my credit score. I was wondering if it is better to apply for new cards, or to request limit increases on my current cards.

OLLIE