Credit « Credit Cards – pay off interest rates

October 23, 2010

How do I get a credit score without using credit cards?

Filed under: Credit — Tags: Cards Credit, Credit History, Credit Score, Hate Cards, Score Cards, Using Credit Cards — admin @ 8:29 am

zack.spear asked:

I **** credit cards eversince, but here in the US I need to use it since it’s one way of building your credit history otherwise you won’t be able to buy high priced items like house & lot, cars etc. since they’ll look for a credit history.

Joy

Comments (4)

October 15, 2010

Can I pay off my credit cards more quickly by making weekly installments like u can a mortgage?

Filed under: Credit — Tags: Credit Cards, Distributed Pay, Installments, Mortgage — admin @ 8:59 am

pitsy43 asked:

I hear that you can pay down your 30yr mortgage in 24 or less years by making bi-weekly payments even if the payments equal ur regular monthly payment because u gain less interest. Is it possible to do the same with credit cards? Will my same $150 dollars distributed weekly pay off my card more quickly than one $150 payment paid at the end of the month?

Victoria

Comments (4)

October 2, 2010

How can I get a Credit Report so I can cancel some old opened credit cards?

Filed under: Credit — Tags: Cancel, Cards Credit, Credit Cards, Credit Report, Credit Score — admin @ 11:54 pm

Tami asked:

I have some credit cards I have not used and want to cancel them so, I can up my credit score.

Ann

Comments (5)

October 1, 2010

Can getting credit cards and paying them off immediately improve your credit score?

Filed under: Credit — Tags: 4 Months, Credit Cards, Credit Score, Credit Scores, Improve Credit, Ways To Fix Your Credit — admin @ 6:08 am

Alofa asked:

I read about this lady and her husband that had credit scores of about 500 each and they went out and got credit cards and would pay them off as soon as they used them and their scores increased 100 pts after 4 months of doing this. Can someone actually do that? And what are some ways to fix your credit score?

Evelyn

Comments (4)

How do I build credit of I keep getting turned down by credit cards?

Filed under: Credit — Tags: Build Credit, College Student Credit Cards, Credit Card Number, Student Cards, Student Credit Cards — admin @ 4:38 am

Deco asked:

I’ve applied to so many college student credit cards and keep getting turned down. Its bull!
I’ve applied to so many college student credit cards and keep getting turned down. Its bull!
And i can’t used things such as creditreport.com because they ask for my credit card number, which btw if you cant tell by my problem, I don’t have one!

Edward

Comments (5)

September 20, 2010

How do i protect my wife’s credit rating while I go into default on my personal credit cards?

Filed under: Credit — Tags: Credit Rating, Creditors, Financial Hardship, Financial Woes, Personal Cards, Personal Credit Cards — admin @ 6:04 pm

funkyave asked:

Recently I have been struck by financial hardship. As a result, I can no longer pay my credit cards and will have to seek out an arrangement with my creditors. I want to make sure my wife’s credit is not affected. We don’t own a house nor have joint credit cards or a joint bank account. Is there anything else I should do to ensure her credit is not affected by my upcoming financial woes?

Any advice you can provide is greatly appreciated.

Florence

Comments (4)

September 15, 2010

How do banks and earn from Credit cards, i dont pay any annual fees or interest charges,?

Filed under: Credit — Tags: 3 Years, Banks, Bonus Gifts, Credit Card, Financial Charges, Free Cards, Interest Charges, Life Time, Using Credit Cards — admin @ 10:35 am

baddy asked:

I am using credit cards for the past 3 years( all are life time free cards). No annual fees, i always make full payments every month, so i had never paid financial charges or late payment fees. apart from this i get bonus gifts for my usage. From where does bank get revenue on credit cards. None of the merchadise charge for making payment through credit card.

Daniel

Comments (10)

September 14, 2010

How can I consolidate my two credit cards into one payment?

Filed under: Credit — Tags: Balance Transfer, Card Questions, Consolidate Credit, Credit Cards — admin @ 6:44 am

bama1362000 asked:

I have two credit cards and I owe $1500 on each. I would like to consolidate these two into one card.
Questions:
How do I do it?
I know I can do a balance transfer to another card but where do I go to get another card for this purpose?

I would like to go to a different card carrier. Both cards are at max

James

Comments (5)

September 10, 2010

About how much of the credit score is lowered if I cancel my credit cards?

Filed under: Credit — Tags: Cancel, Cards Credit, Credit Cards, Credit Score — admin @ 12:39 am

Delia asked:

I have about 15 credit cards and I want to cancel about 8 of them…I hardly use them and it’s been hard keeping track. I know it’ll lower my credit score a bit, but does anyone know how many points?? How do I get those points back later?

Kevin

Comments (4)

September 2, 2010

If you have bad credit which credit cards can you get?

Filed under: Credit — Tags: Credit Card With Bad Credit, Credit Cards, Imagine — admin @ 7:48 pm

texas b asked:

I am looking for a place I can get a credit card with bad credit.I have Imagine and First Premiere.Is there any other credit cards I can get?

Dustin

Comments (3)

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