Credit Card Interest Rate « Credit Cards

February 24, 2012

CreditCardCompare.com.au State of the Market Report 2012 Released

Filed under: Credit Card Interest Rate — Tags: 2012, CreditCardCompare.com.au, Market, Released, Report, State — admin @ 12:31 pm

CreditCardCompare.com.au State of the Market Report 2012 Released

State of the Market Report

NSW (PRWEB) January 27, 2012

CreditCardCompare.com.au has released its new State of the Market report. This first-of-its-kind report gives consumers, journalists and financial professionals a bird’s-eye view of bank vs bank competitiveness and an easy view of the leading cards from across multiple categories.

Australia’s credit card marketplace is complex, crowded and competitive, meaning that it’s not always a straightforward process for consumers to uncover the best card. If consumers don’t want to compare the market using a comparison table then CreditCardCompare.com.au’s State of the Market Report is a new option that will come in very handy.

As CreditCardCompare.com.au update their website on a daily basis, the results are fresh and accurate. For instance, if a balance transfer rate changes or an interest rate goes up, then the results in the report will be updated.

“If you want to know what the cheapest credit card is, then you no longer need to siphon through a comparison table. Just go to the market report and it will give you the answer. If you want to know the credit card with the best offer on buy, you’ll find the answer in the describe. Want to compare a card’s annual fee against the market? The report will tell you the average annual fee across the entire market at that precise indicated in time” said Andy Boyd, co-founder of Credit Card Compare.

The current version is only just the beginning. There are plans to integrate early useful data sets such as the best card to earn Qantas Frequent Flyer or Velocity Frequent Flyer points, the best cash back card and the card with the biggest sign up bonus.

###

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Comments Off

February 21, 2012

ReallyBadCreditOffers.com Launches Redesigned Consumer Site

Filed under: Credit Card Interest Rate — Tags: Consumer, Launches, ReallyBadCreditOffers.com, Redesigned, Site — admin @ 4:30 am

ReallyBadCreditOffers.com Launches Redesigned Consumer Site

No Hassle Borrowing – Bad Credit OK

St. Louis, MO (PRWEB) January 25, 2012

ReallyBadCreditOffers.com has announced the launch of its newly redesigned financial comparison consumer-lending site, with an easier to use interface capable of connecting people with the credit card offers, loans or help they need in under 60 seconds. Visitors to the site can access long term loans for bad credit to avoid costly penalties and late fees, car loans and easy qualification credit cards.

For prospective borrowers the entire process can be completed online in under 5 minutes. Visitors can compare short term or long term loan offers, decide upon the ideal solution for their needs, and fill out an online application and receive an approval decision from the comfort of their homes.

“Anyone can find themselves facing money problems with credit scores that make it difficult to get sanctioned for traditional financing. It can doing the financing process tough. We proudly serve to compile the quality solutions that provide same access financial products,” said Ariel Pryor, financial expert.

Visitors are only asked to provide the most basic information to get sanctioned for the bad credit personal loans on the site:

     * Be 18 years of age or older.
     * Have an active bank account.
     * Be an U.S. citizen or resident.
     * Have a history of employment or income.
     * Have a valid phone number and address.

The offers recommended meet the expectation of being easy to get for people with a bad credit history. “We’ve compiled in one location the best offers of financial help in order to make borrowing money as easy as using an ATM, all from the comfort of one’s home,” added Pryor.

Visitors are provided the direct loan offers in comparison so that interest rates, fees, and program terms can be clearly compared, at a glance. In addition to short term loans for bad credit, the site provides a number of free information guides to help improve credit scores, refinance high interest credit card debt and how to make borrowing money easy.

Contact:
Ariel Pryor, Credit Expert
http://www.reallybadcreditoffers.com
(520) 344-2001

# # #

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Comments Off

February 16, 2012

Credit card interest rate has doubled?

Filed under: Credit Card Interest Rate — Tags: Card, Credit, doubled, interest, rate — admin @ 4:32 am

Question by nhjack02: Credit card interest rate has doubled?
Advanta Credit cards has doubled (now 34%) my interest rate. Can they just do this and force me to pay it. There is to much on it for me to just pay it off, but now the monthly payment is out of the ceiling.

Best answer:

Answer by M dub
if you missed a payment and have since become current, call them and request a roll back to the previous rate you used to have. You must do this. They may say something like their systems haven’t updated, call back again in a day or two. Do it, do it, do it. Make sure you are current on the bill though and not in default. Stay persistent, set alarms on your calendar on the pc or online to email you to do it. And stop missing payents or otherwise go into default on your acount – this is what they are hoping. At 34%, they can’t lose money.

Give your answer to this question below!

Comments Off

February 14, 2012

Increasing Credit Scores: 4 Tips from American Financial Solutions

Filed under: Credit Card Interest Rate — Tags: American, Credit, Financial, from, Increasing, Scores, Solutions, Tips — admin @ 12:30 pm

Increasing Credit Scores: 4 Tips from American Financial Solutions

Improve your credit scores

Seattle, WA (PRWEB) January 24, 2012

Credit scores are an integral part of the financial portfolio for Americans. The score wields power on everything from employment opportunities to auto insurance rates and deposits on cell phones to qualifying for a home. Below are four of the most common problems and solutions credit counselors with American Financial Solutions see when contacted by people trying to improve their credit score. Remember that while a score can drop in a relatively quick period of time, it takes longer to bring it back up. There is no quick fix for credit reports and credit scores.

[1}Pay down balances. Next to missing payments, the best way to damage a credit score is to use more than 30% of the credit limit. If someone is using a credit card like a debit card and charging all purchases (usually to earn reward points or miles), paying the balance down before a major purchase using credit is a must. The card should be paid down to 30% of the credit limit at least 30 days before making the loan application.

As a general rule, it is best to keep credit card charges to a level you can comfortably pay back, in full, each month. If the credit score on your credit report seems stuck in a rut, look at those balances. Work to get them to 30% of the available limit and you will probably see that score increase.

[2]Add positive information. Adding positive information to your credit report can also improve your credit score. The most efficient way to do this is to open a new credit card. The new account can be an unsecured card or a secured card (a credit card backed by your money). Remember when using this card, the 30% rule from above still applies.

Also note that this method does not work if you already have four or more credit cards and the act of applying for credit cards could bring your credit score down.

[3]Another way to potential increase your credit score is to monitor your credit report. According to a study of consumer credit reports conducted by the U.S. Public Research Interest Group (U.S.PIRG), “Twenty-five percent (25%) of the credit reports surveyed contained serious errors that could result in the denial of credit, such as false delinquencies or account that did not belong to the consumer” When reexamine the credit report, look for anything you do not recognize or that appears incorrect. For a complete list of what to review use American Financial Solution’s Credit Report Checklist.

[4] Pay bills on time. Missing payments can bring down a credit score very quickly, but it takes time to recover from late payments. In general, a the score considers the last 24 months the most relevant in your payment history. If you got behind, get current and keep making those payments. If you do not have any bills that show on a credit report, continue to pay so nothing gets sent to collections and then reported to your credit report.

Managing credit reports and credit scores can be daunting. There are no quick fixes for problems with credit. It takes time, hard work, and dedication to overcome the credit obstacles. There are other options that may also help people bounce back from damaged credit. These include debt consolidation plans, debt management plans, credit counseling services and more. To learn about all of the options and get help organizing, contact a certified credit counselor today.

American Financial Solutions (AFS) is a non-profit 501(c)3 financial education and credit counseling agency that helps people find solutions for managing their money and changing their financial lives for the better. Since 1999, AFS has helped over 750,000 individuals across the United States through one-on-one counseling, financial education classes, or the use of debt management plans. AFS is a member of the National Foundation for Credit Counseling (NFCC) as well as the Association for Independent Consumer Credit Counseling Agencies (AICCCA). AFS is also accredited by the Council on Accreditation (COA) and has an A+ rating by the Better Business Bureau. For more information, please visit http://www.myfinancialgoals.org. Find us and like us on Facebook (facebook.com/AmericanFinancialSolutions) or follow us on Twitter (twitter.com/MoneyTips4You)

###

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Comments Off

February 9, 2012

Nonprofit Credit Counseling Agency Named Approved Adopter of National Industry Standards for Homeownership Education Counseling

Filed under: Credit Card Interest Rate — Tags: Adopter, Agency, approved, Counseling, Credit, Education, Homeownership, Industry, Named, National, Nonprofit, Standards — admin @ 12:32 pm

Nonprofit Credit Counseling Agency Named Approved Adopter of National Industry Standards for Homeownership Education Counseling

Lighthouse Point, FL (PRWEB) January 25, 2012

Debt Management Credit Counseling Corp, a nonprofit charitable organization (“DMCC”), announced today that it has been approved as an adopter of the National Industry Standards for Homeownership Education and Counseling (NISHEC). As the economic downturn persists, many homeowners are dealing with reduced incomes and declining home values. They struggle to avoid foreclosure, but navigating the system can be extremely difficult. Housing counseling agencies can help, but it’s difficult for consumers to know which organizations they can trust. The NISHEC can help do that decision easier. NISHEC recognizes DMCC as an approved adopter of these standards and holds DMCC to a high received of excellence, ensuring that consumers are provided the most consistent and critical information, advice and guidance.

“Foreclosure intervention counselors must have accurate, up-to-date knowledge of the mortgage landscape,” said Jeremy Montanti, Quality Manager at DMCC. “We have highly trained nonprofit counselors who work one-on-one with homeowners in the community to help communicate with their lenders and determine the appropriate solution.”

The National Industry Standards were developed by the Advisory Council for the National Industry Standards for Homeownership Education and Counseling. The Advisory Council is comprised of leading housing industry representatives including HUD, working together to provide a way for counseling organizations to demonstrate accountability and commitment; an approach known as “Homeownership Done Right.” According to a 2010 study by the Urban Institute, the odds of curing a foreclosure, and potentially avoiding losing a home, are 1.7 times greater for a homeowner who works with a counselor who adheres to the National Industry Standards than for a homeowner who doesn’t receive such counseling.

DMCC provides foreclosure intervention for consumers suffering from financial hardship and having a difficult time repaying their home mortgage. This program has been designed to identify available solutions for consumers to avoid foreclosure which meet their personal goals, and assist consumers with obtaining a loan modification if it is a recommended solution. Consumers who have already received a notice with Date of Sale are recommended to seek legal counsel for assistance. DMCC also provides debt management plans to consumers needing help with the repayment of their credit card debt.

To learn more about the National Industry Standards for Homeownership Education and Counseling, visit http://www.homeownershipstandards.com.

About Debt Management Credit Counseling Corp.

DMCC is a nonprofit 501(c)(3) public charity committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Free personal counseling is provided to consumers to identify the best options for the repayment of their debt. Consumers interested in speaking with a DMCC certified credit counselor may call (866) 618-3328 or request help at dmcconline.org. DMCC is a HUD Approved Housing Counseling Agency, is approved by the U.S. Trustee to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.

###

Attachments

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Comments Off

February 7, 2012

Rent My Vacation Home Has A New Payment Plan of $16.00 a Month Starting 1/20/2012

Filed under: Credit Card Interest Rate — Tags: $16.00, 1/20/2012, home, month, Payment, Plan, Rent, Starting, Vacation — admin @ 8:30 pm

Rent My Vacation Home Has A New Payment Plan of $ 16.00 a Month Starting 1/20/2012

Washington D.C. (PRWEB) January 21, 2012

This gives Homeowners a chance to really use this system at a price that is affordable.

All Homeowners will be automatically be enrolled in the monthly payment plan. Rent My Vacation Home dot com automated payment plan divides your costs over time so Homeowners can pay in small, manageable increments on a credit/debit card.) There are no late fees, no interest and no hassle.

The easy way to pay for your Home Vacation rental

Convenient monthly payments No late fees Small, manageable payments 24-hour access to your account and payment information through our secure website This gives homeowners a chance to list their homes for a very small amount on a very large network at Rent My Vacation Home dot com.

Despite the holiday hubbub, homes sales continued their upward trend in December. The National Association of Realtors says existing-housed sales, or completed sales on single-family homes, co-ops, condos and town homes, ticked up 5% to a seasonally adjusted rate of 4.61 million. There were 3.6% more sales completed during the month than during December of 2010 and NAR says that finished sales were 1.7% higher for the entire 2011 year as compared to 2010.

The total housing inventory barbarous 9.2% to 2.38 million existing homes for sale. At the current sales pace that represents a 6.2-month housing supply — the low level of inventory logged in nearly seven years and lower than the 7-to-eight month inventory levels NAR has said indicate steady home prices.

Rent My Vacation Home has home sales and rental so this is good news.

###

Attachments

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Comments Off

February 6, 2012

Security America Mortgage, Inc. Proudly Announce the New 2012 VA Loan Calculations Allowing the to Offer the Lowest VA Mortgage Refinance Rates in the United States

Filed under: Credit Card Interest Rate — Tags: 2012, Allowing, America, Announce, Calculations, Inc., loan, lowest, Mortgage, Offer, Proudly, Rates, Refinance, Security, States, United — admin @ 4:29 am

Security America Mortgage, Inc. Proudly Announce the New 2012 VA Loan Calculations Allowing the to Offer the Lowest VA Mortgage Refinance Rates in the United States

Security America Mortgage – VA Home Loan Experts

Texas, Florida, Colorado, Arkansas, Oklahoma, North Carolina (PRWEB) January 20, 2012

The Department of Veterans Affairs changed a few methods used to calculate the VA Home Loan maximum amounts for veterans buying a home in 2012. Since the VA’s 2011 procedure is no longer relevant for calculating a VA Home Loan amount in Texas, what does that mean for veterans and active duty military members who are ready to buy a home using VA benefits in cities like Austin, Dallas, Houston, and San Antonio?

In a nutshell, the 2012 calculation change simply means that the maximum amounts for home purchases have a different formula used to calculate the VA guaranty loan amount allowed for veteran home buyers. This changes VA Funding Fee slightly, but overall, the VA Loan still provides the best deal for home loans rates in Texas. To simplify the VA Loan Process more, the good news is that the loan amounts are funded by lenders, like Security America Mortgage, Inc., and VA Loan amounts are all calculated by the mortgage company – not the VA. The VA only insures the VA guaranty loan up to a certain amount – which is kind of like a “promise” to the lender to pay a home loan for a veteran if they ever default on a loan for any reason.

For expert mortgage companies like Security America Mortgage, Inc., who specialize in VA Loan and Real Estate services for Texas home buyers, they can still offer VA loans that provide the lowest rates possible in 2012.

Since the 2012 VA Loan Calculations do not alter the great VA benefits allowed when approving VA Loan amounts either, the VA Home Loan Benefits still include the many reasons VA Loans can be obtained – which are to:

1.     Purchase or build a new home
2.     Purchase a residential condominium unit
3.     Purchase a residential cooperative housing unit
4.     Repair, alter, or improve a residence owning by the veteran and occupied as a home
5.     Refinance an existing VA or conventional home loan
6.     Buy a manufactured home and/or lot
7.    Install a solar heating or cooling system or other energy-efficient improvements

The 2012 calculations also make it easier for VA Loan Specialists at Security America Mortgage, Inc. to pre-approve VA Refinance Loans for military members buying a home in Texas cities like Austin, Dallas, and San Antonio. In fact, there are actually the three DIFFERENT VA Refinance options available for military individuals who want to save money by lowering monthly mortgage payments significantly in Texas. These VA Refinance options are as follows:

VA Loan Refinance Option #1 – VA Streamline Refinance – Interest Rate Reduction Loan (IRRL):
VA streamline refinancing loan can be used when you already have a VA home loan financed with your current home. The only reason you would choose to refinance would be to achieve a lower interest rate using a “VA Interest Rate Reduction Loan (IRRL)”. The VA IRRL enables lower interest rates on a current VA home loan and it can be achieved with no out-of-pocket closing costs to the homeowner – which is great!

VA Loan Refinance Option #2 – “Cash-Out” or Debt Consolidation Refinance:
If there is equity in the current VA loan financed with the home needing to be refinanced, the VA benefits give eligible veterans the option to refinance the VA internal loan currently financed on the home – and then to had a “cash out” payment that is up to 90% of the home’s equity value. The money left over from the home’s appraised and calculated value can then be used for anything like; Paying off credit card debts, remodelling home improvements, or to save money for retirement.

VA Loan Refinance Option #3 – Conventional to VA Refinance Loan:
The Conventional to VA Refinance option requires a funding fee, which the government charges to insure a VA Home Loan with the lender. The fee is 2.2% for veterans who are first-time users for this type of loan. The good thing about the Funding Fee is that it can be financed into the cost of the loan.

For all states in the U.S. (except a few with different economies entirely) the 2012 VA loan limit is $ 417,000. This is the true “VA Guaranty” amount for Texas. There are several more reasons you can get more money on a home loan because VA does not actually provide the VA loan to the home buyer, the lender (mortgage company) does. This is why companies like Security America Mortgage, Inc. who support low VA Loan rates for veterans, 2012 calculation will be a breezy change for the goal to give the American Heroes of the United States the ultimate American Dream. The first step to get there is to contact the nearest VA Loan Specialist in your area. The rest is history in the making.

Contact a Home Loan Expert at Security America Mortgage, Inc. to pre-approve YOUR VA Home Loan!

###

Attachments

©Copyright 1997-

, Vocus PRW Holdings, LLC. Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

More Credit Card Interest Rate Press Releases

Comments Off

February 1, 2012

How Debt Consolidation Helps (or Hurts) the Pocketbook – Tips from American Financial Solutions

Filed under: Credit Card Interest Rate — Tags: American, Consolidation, Debt, Financial, from, Helps, Hurts, Pocketbook, Solutions, Tips — admin @ 4:30 am

How Debt Consolidation Helps (or Hurts) the Pocketbook – Tips from American Financial Solutions

Consolidate your wallet

Seattle, Wa (PRWEB) January 19, 2012

A debt consolidation loan can be a tempting option for someone who is having difficulty organizing bill payments each month. It may also be appealing for people having trouble keeping on top of bills and loan repayments due to financial reasons. However, it is important to consider all of the advantages and disadvantages of taking out a loan to consolidate unsecured debts. American Financial Solutions provides some tips and guidelines to follow when considering this type of loan.

There are two main advantages to using a debt consolidation loan. If the consolidation involves changing unsecured debts into secured debts, like a home loan, people may be able to benefit from lower interest rates. As a result, more of the money paid goes towards paying down the debt rather than interest and the debt may be paid off sooner.

The second benefit is that of convenience. Rather than making multiple payments to creditors, people make one monthly payment.

There are serious down sides to taking out a loan to repay debt as well. Unsecured consolidation loans may involve a longer repayment term. So, even if the current monthly payment is low, someone could actually end up paying more in total interest over the term of the loan. Find out the overall cost to borrow the money, before proceeding with a consolidation loan.

Also, if someone is using collateral, such as a home, to secure their debt consolidation loan, they could find themselves in a very vulnerable position. Nonpayment could cause collateral to be seized by the creditor, leaving the person in a worse situation than they were in before taking out the loan.

Finally, when a new loan is taken out and credit card accounts are paid down to a zero balance, people may be reluctant to close the accounts. They may continue to charge on the credit card accounts and end up with more debt than when they started – the original debt in the consolidation loan and the new charges on credit cards.”Failure to close the credit cards, and then running up new debt on the cards, is the most common problem we see when people try to get themselves out of debt by using a consolidation loan,” said Becky House, Education Manager for American Financial Solutions.

When looking for a loan it is important for people to work out exactly how much they need to pay back and how much they can afford to put aside for payments. They also need to establish whether they are able and prepared to secure their consolidation loan with collateral.

The next step is to shop around, examine interest rates, company profiles and their customer service backgrounds. Someone may also choose to try and negotiate for the best rate with a lender.

Debt consolidation loans can be difficult to obtain. Lenders generally do not want to lend money to pay off other debt. If someone has a history of late payments to creditors and trouble paying bills, they probably will not qualify for a debt consolidation loan. Someone with a high credit score, who also shows enough income to repay the loan, will probably qualify.

For people who do not qualify for the loan (and some who do) a debt management plan may be a good alternative because it is a consolidation of payments rather than debt. Debt management plans can be accessed with the assistance of a credit counseling agency and can help someone avoid distressing collection calls from creditors chasing payments.

A non-profit credit counseling organization can offer certified credit counselors to help people examine their financial situation and learn more about their options for debt consolidation loans, as well as debt management plans and other ways for managing unsecured debt.

###

Find More Credit Card Interest Rate Press Releases

Comments Off

January 28, 2012

5 Credit Card Facts Students Won’t Learn in College

Filed under: Credit Card Interest Rate — Tags: Card, College, Credit, Facts, Learn, Students, Won't — admin @ 8:31 pm

5 Credit Card Facts Students Won’t Learn in College

Los Angeles, CA (PRWEB) January 16, 2012

As college students return back to school, credit card companies will be waiting for them. Unfortunately, too often is the case where credit education falls by the waist-side. StudentCreditCards.com has put together a tip sheet with 5 little known facts about the credit card.

1. The first ever credit card was the Diners Club card, first issued in 1950 for people to use in a select group of New York City restaurants. Although individual businesses, such as oil companies, hotel chains, and department stores had issued charge cards before, this was the first example of a card that individuals could use to pay their bills at multiple businesses. The idea caught on, and within a year, over 20,000 people had the Diners Club credit card. By 1958, both American Express and BankAmericards entered the market, and the rest is history. Today, the BankAmericard, now renamed Visa, is the most common type of card, followed by MasterCard, American Express, and then Discover.

2. Applying for multiple credit cards in a short period of time can lower your credit score. Every time you apply for a credit card, the issuer checks your credit score. This is called a credit inquiry, and it is noted on your credit report. Each inquiry lowers your credit score by up to about five points, and having many of them at the same time can result in an even larger impact. This is because it looks like you are desperate for credit, which indicates that you are not financially stable and might not be able to repay your debt. Statistics show that if you have made six or more credit inquiries in the past two years, you are eight times more likely to declare bankruptcy than someone who has made no inquiries.

3. Your credit score does not only affect whether you get approved for a credit card or loan, but it also affects your interest rate. Lenders give the lowest interest rates to people with the best credit scores because they are less likely to default on the loan. If you have a low credit score, you will have to pay more in interest because the lender is taking a big risk lending to you, and you have a greater chance of costing the lender by not repaying your debt. Therefore, having a bad credit score can cost you thousands of dollars extra in interest, especially on big loans like mortgages. With a 30-year mortgage for $ 200,000, you will pay $ 22,296.51 more in interest if you have an interest rate of 5.5 percent than you will with an interest rate of 5 percent.

4. The Credit CARD Act of 2009 helped consumers by making credit card bills much easier to read and understand. Now, all bills must clearly show the minimum payment and tell you how long it will take to pay off your balance if you make no new charges and pay only the minimum. In addition, the bill must state the monthly payment you would need to make to pay off your balance in three years and compare the total interest between the payment plans.

5. You can use your credit card without ever paying interest, as long as you pay off your credit card balance in full every month. This can result in an interest-free loan for up to 50 days. For example, say your billing cycle ends on the 1st of each month and your bill is due on the 22nd of each month. If you make a purchase of $ 2,000 on March 2 and pay off in full the bill from the previous month that is due on March 22, you will not have to pay the $ 2,000 until April 22, and you will not owe a penny of interest on it. You only have to pay interest when you start carrying a balance from month to month.

###

More Credit Card Interest Rate Press Releases

Comments Off

January 25, 2012

New Pre-Paid Credit Cards for People With Bad Credit Updated

Filed under: Credit Card Interest Rate — Tags: cards, Credit, People, prepaid, Updated — admin @ 12:31 pm

New Pre-Paid Credit Cards for People With Bad Credit Updated

Best Recommended Offer

Fort Lauderdale, FL (PRWEB) January 12, 2012

Since the financial meltdown of 2008-2009, more Americans are having to deal with a bad credit history that prevents them from traditional credit card qualification approvals. The web’s leading bad credit consumer resource site, has revised its recommended top prepaid credit cards for people with bad credit that offer guaranteed approvals and instant access to flexible credit.

ReallyBadCreditOffers.com provides offer comparisons and financial guides that have helped hundreds of thousands visitors since its inception in 2005. The site reviews various offers that provide help to people following a financial emergency or hardship and connects people to instant loan offers, credit repair, or bankruptcy help depending on need.

In addition to the quick comparisons of prepaid credit card offers the site has a recommended list of unsecured credit cards that are easy to get approved for those not interested in a secured credit line. The websites stated goal is to help connect people with the help they need, fast, when they need it most in order to make the process of rebuilding as hassle free as possible.

Financial expert Ariel Pryor said, “In today’s world, one can hardly function without a credit card. They are required to purchase airline tickets and for most hotel reservations. Because of the financial crisis and the restrictions in credit that came with it, there are millions of Americans with poor credit scores that are looking for the benefits of a credit card but cannot get approved from the big firms.” Ariel added, “It is our goal to provide information so that people with bad credit can compare the rates and find the best credit card for their particular needs.”

The site also features comparisons for loans of all types including home loans, refinances, debt consolidation loans and credit repair services catering to the credit score burdened consumer.

“It our priority to be the outflank one-stop consumer resource to help populated traditionally denied financing. Whether someone require money, help, or support, we direct to provide it and make a difficult time easier.” Ariel Pryor aforementioned. “The American consumer has been dealt one blow after another in the current financial environment, and we desire to help those that want take control of their financial life, by making it as easy and unsophisticated as possible.”

About ReallyBadCreditOffers.com
The team has been a leading online resource for people facing money problems and financial hardship. The staff searches out the best interest rates, loan amounts and service offers so that it can recommend prepaid credit cards for bad credit, emergency loans, credit repair and bankruptcy services.

Contact:
Ariel Pryor, Financial Expert
http://www.reallybadcreditoffers.com
(520) 344-2001

###

Comments Off

Older Posts »