January « 2009 « Credit Cards – pay off interest rates

January 11, 2009

Are there any educational loans for familys with bad credit?

Filed under: Financial Aid — Tags: Bad Credit, Bad Loans, Credit Applicant, Credit Loans, Educational Loans, Familys — admin @ 11:11 pm

Junior I asked:

Are there any educational loans for familys with bad credit?
Just wanna know if i can find a loan compny how doesnt need a super credit applicant to get a loan for school.

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January 7, 2009

Is it better to have thousands dollars of debt in student loans or on a credit card?

Filed under: Personal Finance — Tags: Credit Card Balance, Debt Loans, Smart, Stafford Loan, Student Loans — admin @ 6:05 pm

NELA asked:

I accepted a greater amount of a loan that I actually needed for school to pay off my credit card balance which was near the limit. Was that a smart thing to do? or not?
It was the Stafford loan if that makes a difference.

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January 3, 2009

If I consolidate my student loans, will that lower my credit score?

Filed under: Financial Aid — Tags: 25k, Consolidate Loans, Credit Score, Money, Occasions, Salliemae, Student Loan, Student Loans — admin @ 6:27 pm

maeannehortel asked:

I owe total of 25k from salliemae, and I’m about to start repaying my student loan in November. I got money from them on four different occasions – 1 loan/semester. If I consolidate all my loans, how much will it affect my credit score?

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January 2, 2009

Student Loans and Cosigners Credit score?

Filed under: Credit — Tags: Credit Score, Grandmother, Student Loans — admin @ 12:23 pm

Ashley asked:

My Grandmother cosigned on two student loans for me….will that have an effect on her credit if they aren’t in repayment? She is blaming me but my loans aren’t even in repayment for another two years.
I just want to know that if they are not in repayment yet (no reason to be defaulted ) will it effect her credit score?

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Should I put my student loans in forbearance to pay off credit card debt?

Filed under: Personal Finance — Tags: 3 Years, Credit Card Debt, Credit Debt, Debt Loans, Forbearance, Student Loans — admin @ 7:32 am

everyday262003 asked:

I have $40,000 in credit card debt. I can put my student loans in forbearance for 3 years. Should I do this to pay off my credit card debt?

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