babyfrogdaddy asked:


I’m trying to pay off some debts and get a better credit rating. I’ve been contacted several times by a Wilmer Financial Group who says I can get a loan if I pay them some money up front. I know they’re a scam, but to people with bad or no credit they sound like a good deal.

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kiwi753 asked:


Can you please include the types of cards that a 19- year- old can get. What I mean is, some credit cards are difficult to receive based on age etc. I have a credit card and I dont like that company and I am about to actually close the account, but I want another credit card..

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SD2007 asked:


My friend just checked his credit report and it is not good (he never paid on his last credit card). He is about to get government student loans to help with his college expenses. Will this help build his credit, or will it hurt it? Will the benefit only come in when he makes payments? Would it matter if he paid it all off at once? He wants to invest in properties eventually, so he needs to get his credit shaped up quickly. Should he attempt to get another credit card and make payments? What should he do?

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tgent2k1 asked:


I have 4 credit cards (limits are 1000, 3300, and two 500s) and was considering getting rid of one 500 credit card. Should I pay the whole thing off and KEEP it or GET RID of it??

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