Jun
29
Are there negative effects from using a single banking institution for all mortage, loans, credit cards etc?
Filed Under Credit | 4 Comments
Kathy C asked:
I currently use a credit union and have my mortgage and a equity line of credit with another bank but am considering switching those loans to the credit union. I’m just not sure it is smart to “put all your eggs in one basket”. The interest rates would be lower with the credit union for the equity line. Are there fees that would make such a move more costly in the long run?
Create a video blog…instantly.
I currently use a credit union and have my mortgage and a equity line of credit with another bank but am considering switching those loans to the credit union. I’m just not sure it is smart to “put all your eggs in one basket”. The interest rates would be lower with the credit union for the equity line. Are there fees that would make such a move more costly in the long run?
Create a video blog…instantly.
Jun
28
How many credit cards should you have to get the maximum fico boost?
Filed Under Personal Finance | 4 Comments
Alex L asked:
What is the ideal number of credit cards to get the best possible fico score. I don’t have late payments on my mortgage or credit cards. Thanks for the help
Caffeinated Content
What is the ideal number of credit cards to get the best possible fico score. I don’t have late payments on my mortgage or credit cards. Thanks for the help
Caffeinated Content
Jun
19
eyaljosch asked:
I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.
I want to advertise a product via the internet, for the international market. It can be bought only by a Credit Card.
Therefore I would like to know, per each country in the world, how many Credit Cards are there, or: How many Credit Cards per resident in each country?
Website content
Jun
19
little miss sunshine asked:
I just want to know if applying for multiple student loans would have anything to do with harming or ruining my credit because I’ve applied for multiple student loans that have all denied me because I didn’t apply with a cosigner and they indicated that I don’t have that much credit history.
Any feedback would be greatly apprecaited.
I just want to know if applying for multiple student loans would have anything to do with harming or ruining my credit because I’ve applied for multiple student loans that have all denied me because I didn’t apply with a cosigner and they indicated that I don’t have that much credit history.
Any feedback would be greatly apprecaited.
Jun
18
How can I pay for graduate school with bad credit and maxed out Stafford loans from undergrad?
Filed Under Financial Aid | 4 Comments
bresmama asked:
I owe approximately 24K from my undergrad, and I’ve only been late one time last year. I applied for a Plus loan and was denied based on credit. I’m in my first semester and am struggling to come up with a way to pay! HELP!
And FYI I work on average 50 hours a week as a sexual assault counselor along with raising two boys.
Caffeinated Content for WordPress
I owe approximately 24K from my undergrad, and I’ve only been late one time last year. I applied for a Plus loan and was denied based on credit. I’m in my first semester and am struggling to come up with a way to pay! HELP!
And FYI I work on average 50 hours a week as a sexual assault counselor along with raising two boys.
Caffeinated Content for WordPress
Jun
14
*~* Amber *~* asked:
Me and my fiancee are getting married in may. we were hoping to buy a house but i soon found out his credit score..and im pretty sure mine isnt all that great either. The saddest part of it all is he isnt even in debt all that much just by 12,000 or a lil more. anyhoo im just wonderin if theres some place to go to that services in ohio that would possibly do a loan. We need a second chance!
Kansieo.com
Me and my fiancee are getting married in may. we were hoping to buy a house but i soon found out his credit score..and im pretty sure mine isnt all that great either. The saddest part of it all is he isnt even in debt all that much just by 12,000 or a lil more. anyhoo im just wonderin if theres some place to go to that services in ohio that would possibly do a loan. We need a second chance!
Kansieo.com
Jun
4
Is it possible to refinance your home and include your car loans and credit card debt in the refinance?
Filed Under Personal Finance | 7 Comments
fromthecabbagepatch asked:
With no money down? This is our first home and we’ve owned it for 4 years and looking to refinance.
Caffeinated Content for WordPress
With no money down? This is our first home and we’ve owned it for 4 years and looking to refinance.
Caffeinated Content for WordPress
Jun
2
What company or companies gives out debt consolidation loans to people with bad credit?
Filed Under Credit | 3 Comments
eighb asked:
I want to know if you personally found a company which considered your case and gave you a loan even though you have bad credit and outstanding balances. I have researched enough about counseling and debt consolidation loans. I just want to know who has actually gone through the process and which company you used. Thanks
Caffeinated Content
I want to know if you personally found a company which considered your case and gave you a loan even though you have bad credit and outstanding balances. I have researched enough about counseling and debt consolidation loans. I just want to know who has actually gone through the process and which company you used. Thanks
Caffeinated Content
Jun
2
What credit cards are made so that you are instantly approved or denied?
Filed Under Credit | 12 Comments
ersan b asked:
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
Caffeinated Content
I preferably need a studen credit card (to build up my credit-seeing as how I do not have any line of credit). I just need to know which credit cards/student credit cards instantly approve/deny you or at least you find out some sort of answer within a few hours.
Caffeinated Content








