Apr
18
Is it true that some credit cards can damage your credit even if you pay fully and on time?
Filed Under Credit | 5 Comments
My Mormon Utah asked:
I heard somewhere that some credit cards can damage your credit even if you pay on time and more than the minimum balance. Is this true? What kind of credit cards would be like this? Thanks for your help!
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I heard somewhere that some credit cards can damage your credit even if you pay on time and more than the minimum balance. Is this true? What kind of credit cards would be like this? Thanks for your help!
Create a video blog…instantly.
Apr
12
Does one need credit history to be able to get student loans for college?
Filed Under Financial Aid | 7 Comments
scorch_override asked:
Assuming that the person that wants to get a loan and his/her parents also have no credit history, can they still get student loans?
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Assuming that the person that wants to get a loan and his/her parents also have no credit history, can they still get student loans?
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Apr
10
Apr
9
I have bad credit–are loans available?
Filed Under Buying & Selling | 9 Comments
justellemJimsaidhello asked:
I would like to buy a car but have bad credit. Are there auto loans available for bad credit people like me? If so, will the car dealer still turn me down due to my credit even if I pay for the car in full?
Oh, and I should have mentioned my last car was a lease and repossessed just over a year ago.
Kansieo.com
I would like to buy a car but have bad credit. Are there auto loans available for bad credit people like me? If so, will the car dealer still turn me down due to my credit even if I pay for the car in full?
Oh, and I should have mentioned my last car was a lease and repossessed just over a year ago.
Kansieo.com
Apr
7
msc44 asked:
I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?
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I want to get a frequent flyer credit card but I already have 3 credit cards with generous limits. I don’t need these credit cards and I would like to cancel them and have this “possible credit” to go towards the new card. I heard once that canceling a credit card has a negitive effect on your credit score. Is this true? If so, how do I switch credit cards and avoid affecting my credit score in a bad way?
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