January « 2008 « Credit Cards – pay off interest rates

January 25, 2008

How to pay off credit cards enrolled in a debt management program?

Filed under: Credit — Tags: Credit Cards, Credit Counseling Service, Credit Debt, Credit Management, Credit Score, Debt Management Program, Interest Rate, Parents — admin @ 11:36 pm

Rachel asked:

I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?

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January 23, 2008

Where to apply for a cash loans or credit line in the Philippines?

Filed under: Personal Finance — Tags: Cash Loans, Deped Philippines, Disability, Vehicular Accident — admin @ 9:39 am

belyndorero_792 asked:

I am a teacher, permanently employed by the Deped-Philippines. But I am on leave now due to temporary disability caused by a vehicular accident. Can you help me? Thank you!

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January 15, 2008

Have any of you guys used federal school loans to pay off part of your credit card debt?

Filed under: Credit — Tags: Credit Card Bill, Credit Card Debt, Credit Debt, Federal Loans, Graduate School, School Loans — admin @ 12:47 am

sandiego_mike asked:

I will be attending graduate school this coming fall. While relocating I’ve racked up some credit card debt. I intend to work while in college but for the first month I will be strapped for cash. I know you can only use your federal school loans for tuition, room and board, and other related expenses. Nevertheless, would be a problem if I used part of my loan to pay for this coming credit card bill?

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January 14, 2008

What are some names of credit cards that have high credit limits?

Filed under: Credit — Tags: Cards Credit, Credit Cards, Credit Limits, Name Cards, Names — admin @ 5:10 am

sb0983 asked:

What are some name of credit cards that have high credit limits? Are there any credit cards that have a $100000.00 credit limit?

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January 12, 2008

How can someone get a credit card if they are living in a country whose banks do not issue credit cards?

Filed under: Credit — Tags: Banks, Credit Cards, Friend Lives, Knowledge, Mastercard, Mastercard Credit Card, Morocco, Visa Card, Visa Credit, Visa Mastercard — admin @ 12:05 am

ftroop888 asked:

My friend lives in Morocco and would like to get a Visa or MasterCard credit card to make online purchases. Unfortunately, no banks in this country, to our knowledge, issue credit cards. Is there an international bank or other solution? A low-limit card will suffice. Thank you

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January 8, 2008

Is it “better” to let house go into foreclosure or stay current on other credit and loans?

Filed under: Renting & Real Estate — Tags: Credit Loans, Current, House Foreclosure — admin @ 10:34 pm

unclegiorgio@sbcglobal.net asked:

The house is upside down by about $60,000.00 at this moment.

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January 2, 2008

Is it better for your credit to have several credit cards with moderate limit, or one card with a high limit?

Filed under: Credit — Tags: Buy A Car, Buy Car, Credit Cards, Credit Score, High Limit, Zero Debt — admin @ 5:26 pm

shooter 1 asked:

I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively or positively? If I get a $50,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?

Kansieo.com

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