Jan
25
Rachel asked:
I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?
Kansieo.com
I have been in a debt management program with a local credit counseling service for about 8 months. My parents have offered to co-sign a loan so I can pay off the cards. The loan with the bank is a lower interest rate than the cards and will pay them off faster with a lower payment each month. Should I pay the cards directly or go through the credit counseling service? Which is better for my credit score?
Kansieo.com
Jan
23
Where to apply for a cash loans or credit line in the Philippines?
Filed Under Personal Finance | Leave a Comment
belyndorero_792 asked:
I am a teacher, permanently employed by the Deped-Philippines. But I am on leave now due to temporary disability caused by a vehicular accident. Can you help me? Thank you!
credit loans
I am a teacher, permanently employed by the Deped-Philippines. But I am on leave now due to temporary disability caused by a vehicular accident. Can you help me? Thank you!
credit loans
Jan
15
Have any of you guys used federal school loans to pay off part of your credit card debt?
Filed Under Credit | 4 Comments
sandiego_mike asked:
I will be attending graduate school this coming fall. While relocating I’ve racked up some credit card debt. I intend to work while in college but for the first month I will be strapped for cash. I know you can only use your federal school loans for tuition, room and board, and other related expenses. Nevertheless, would be a problem if I used part of my loan to pay for this coming credit card bill?
credit loans
I will be attending graduate school this coming fall. While relocating I’ve racked up some credit card debt. I intend to work while in college but for the first month I will be strapped for cash. I know you can only use your federal school loans for tuition, room and board, and other related expenses. Nevertheless, would be a problem if I used part of my loan to pay for this coming credit card bill?
credit loans
Jan
14
sb0983 asked:
What are some name of credit cards that have high credit limits? Are there any credit cards that have a $100000.00 credit limit?
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What are some name of credit cards that have high credit limits? Are there any credit cards that have a $100000.00 credit limit?
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Jan
12
How can someone get a credit card if they are living in a country whose banks do not issue credit cards?
Filed Under Credit | 2 Comments
ftroop888 asked:
My friend lives in Morocco and would like to get a Visa or MasterCard credit card to make online purchases. Unfortunately, no banks in this country, to our knowledge, issue credit cards. Is there an international bank or other solution? A low-limit card will suffice. Thank you
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My friend lives in Morocco and would like to get a Visa or MasterCard credit card to make online purchases. Unfortunately, no banks in this country, to our knowledge, issue credit cards. Is there an international bank or other solution? A low-limit card will suffice. Thank you
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Jan
8
Is it “better” to let house go into foreclosure or stay current on other credit and loans?
Filed Under Renting & Real Estate | 4 Comments
unclegiorgio@sbcglobal.net asked:
The house is upside down by about $60,000.00 at this moment.
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The house is upside down by about $60,000.00 at this moment.
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Jan
2
Is it better for your credit to have several credit cards with moderate limit, or one card with a high limit?
Filed Under Credit | 3 Comments
shooter 1 asked:
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively or positively? If I get a $50,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?
Kansieo.com
I have zero debt. I also have several credit cards. I am wondering how it will affect my credit to request the highest limit for each card, or if I should cancel all but 2 and have those with high spending limits. Along the same lines, how does “available” credit affect one’s credit score negatively or positively? If I get a $50,000 limit on a card (with 0 balance) but say, go to buy a car, will I be denied because I have too much credit out there?
Kansieo.com